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Calculate Sukanya Samriddhi Yojana maturity: deposits for 15 years, maturity 21 years after opening, at the current 8.2% rate.
Your SSY account
At maturity
when she is 23
SSY is tax-free (EEE)
Deposits stop after 15 years; the balance keeps earning until year 21. Up to 50% can be withdrawn for education once she turns 18.
Balance by year
| Year | Deposited | Interest | Balance |
|---|---|---|---|
| 2026 | ₹1,50,000 | ₹12,300 | ₹1,62,300 |
| 2027 | ₹3,00,000 | ₹37,909 | ₹3,37,909 |
| 2028 | ₹4,50,000 | ₹77,917 | ₹5,27,917 |
| 2029 | ₹6,00,000 | ₹1,33,506 | ₹7,33,506 |
| 2030 | ₹7,50,000 | ₹2,05,954 | ₹9,55,954 |
| 2031 | ₹9,00,000 | ₹2,96,642 | ₹11,96,642 |
| 2032 | ₹10,50,000 | ₹4,07,067 | ₹14,57,067 |
| 2033 | ₹12,00,000 | ₹5,38,846 | ₹17,38,846 |
| 2034 | ₹13,50,000 | ₹6,93,732 | ₹20,43,732 |
| 2035 | ₹15,00,000 | ₹8,73,618 | ₹23,73,618 |
| 2036 | ₹16,50,000 | ₹10,80,554 | ₹27,30,554 |
| 2037 | ₹18,00,000 | ₹13,16,760 | ₹31,16,760 |
| 2038 | ₹19,50,000 | ₹15,84,634 | ₹35,34,634 |
| 2039 | ₹21,00,000 | ₹18,86,774 | ₹39,86,774 |
| 2040 | ₹22,50,000 | ₹22,25,989 | ₹44,75,989 |
| 2041 | ₹22,50,000 | ₹25,93,020 | ₹48,43,020 |
| 2042 | ₹22,50,000 | ₹29,90,148 | ₹52,40,148 |
| 2043 | ₹22,50,000 | ₹34,19,840 | ₹56,69,840 |
| 2044 | ₹22,50,000 | ₹38,84,767 | ₹61,34,767 |
| 2045 | ₹22,50,000 | ₹43,87,818 | ₹66,37,818 |
| 2046 | ₹22,50,000 | ₹49,32,119 | ₹71,82,119 |
Results are estimates. Returns are assumed constant, rates and tax rules can change, and your actual numbers will differ. This is not financial or tax advice.