Goal Planner

Find the monthly SIP you need for a goal priced in today's rupees, adjusted for inflation, with an optional yearly step-up.

Your goal

Goal amount (today's price)

₹10,000₹10,00,00,000

Years to goal

1 yr40 yr

Expected return (p.a.)

1%30%

Inflation

0%12%

Yearly step-up

0%50%

Monthly SIP needed

MONTHLY SIP₹19,270

Total invested₹23.12 L52%
Est. returns₹21.65 L48%

Goal in future rupees: ₹44.77 L

Invest ₹19,270 a month for 10 years to reach ₹44.77 L.

Year-wise growth

Path to the goal

How it's calculated

The goal is first raised by inflation to what it will cost in the target year.
The required SIP is that future cost divided by what ₹1 a month (with the same step-up) grows to.
SIP instalments go in at the start of each month and compound monthly.

Results are estimates. Returns are assumed constant, rates and tax rules can change, and your actual numbers will differ. This is not financial or tax advice.

Goal Planner

How it's calculated

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Goal Planner

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