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Calculators · FY 2026-27 rules

Every money decision, worked out

Free calculators for investing, saving, loans, planning and tax, built on the rules that apply in India today. Every answer comes with charts, so you see how it adds up.

19Calculators
5Categories
₹0Free, no sign-up

Explore calculators Start with SIP

SIP · ₹10,000/month12% a year · 20 years₹99.91 L

Value ₹99.91 LInvested ₹24.00 L

Where it comes from

Returns 76%Invested 24%

Home loan EMI₹43,391/monthInterestPrincipal₹50 L · 8.5% · 20 yrs

Tax on ₹15 lakh salaryNew₹97,500Old₹2.03 LNew regime saves ₹1.05 L

All calculators 19

Pick one to open it. Each works out your figures and shows them as charts.

SIP Calculator

What a monthly SIP grows to, in today's money too.e.g. ₹10,000/month for 20 years at 12%: ₹99.91 LOpen calculator →Investing

Step-up SIP Calculator

Raise your SIP every year and see the difference.e.g. 10% yearly step-up: ₹1.99 Cr vs ₹99.91 L flatOpen calculator →Investing

Lumpsum Calculator

One-time investment, compounded yearly.e.g. ₹1 lakh for 15 years at 12%: ₹5.47 LOpen calculator →Investing

Goal Planner

The monthly SIP that reaches your target.e.g. ₹50 lakh goal in 10 years: ₹38,540/monthOpen calculator →Investing

SWP Calculator

Monthly withdrawals and how long the money lasts.e.g. ₹50 lakh, ₹40,000/month at 8%: lasts 22.5 yearsOpen calculator →Investing

CAGR Calculator

The yearly growth rate between two values.e.g. ₹1 lakh to ₹2.5 lakh in 7 years: 14% a yearOpen calculator →Investing

XIRR Calculator

Your real return on SIPs and irregular investments.e.g. One true yearly return across SIPs, top-ups and redemptionsOpen calculator →Savings schemes

FD Calculator

Fixed deposit maturity with quarterly compounding.e.g. ₹1 lakh for 5 years at 7%: ₹1.41 LOpen calculator →Savings schemes

RD Calculator

Recurring deposit maturity, the way banks work it out.e.g. ₹5,000/month for 5 years at 7%: ₹3.60 LOpen calculator →Savings schemes

PPF Calculator

15-year Public Provident Fund, tax-free at maturity.e.g. ₹1.5 lakh a year at 7.1%: ₹40.68 L tax-freeOpen calculator →Savings schemes

Sukanya Samriddhi Calculator

SSY maturity for your daughter's account.e.g. ₹1.5 lakh a year at 8.2%: ₹71.82 L at 21 yearsOpen calculator →Savings schemes

NPS Calculator

Pension corpus, lump sum and monthly pension at 60.e.g. ₹5,000/month from 30: ₹1.14 Cr at 60, ₹11,397/month pensionOpen calculator →Loans

EMI Calculator

Home, car and personal loan EMI, with prepayment.e.g. ₹50 lakh at 8.5% for 20 years: ₹43,391 EMIOpen calculator →Planning

Retirement Calculator

The corpus you need and the SIP to get there.e.g. ₹50,000/month expenses today: ₹6.89 Cr needed at 60Open calculator →Planning

Inflation Calculator

What money costs, or is worth, years from now.e.g. ₹1 lakh in 20 years, at 6% inflation: ₹31,180 todayOpen calculator →Tax

Income Tax Calculator

Old vs new regime for FY 2026-27.e.g. ₹15 lakh salary: new regime saves ₹1.05 LOpen calculator →Tax

Capital Gains Calculator

Tax on shares, mutual funds, gold and property.e.g. ₹5 lakh equity gain: ₹1.04 L short-term, ₹48,750 long-termOpen calculator →Tax

HRA Calculator

How much of your HRA is tax-free.e.g. ₹2.4 lakh HRA, ₹20,000/month rent in a metro: ₹1.80 L tax-freeOpen calculator →Tax

Gratuity Calculator

Gratuity on leaving, and how much is taxable.e.g. ₹1 lakh basic, 20 years: ₹11.54 LOpen calculator →