FD Calculator

Calculate fixed deposit maturity value and interest earned, with monthly, quarterly, half-yearly or yearly compounding.

Your deposit

Deposit amount

₹1,000₹1,00,00,000

Interest rate (p.a.)

1%15%

Years

0 yr10 yr

Plus months

0 m11 m

Interest compounds

At maturity

MATURITY₹6.16 L

Deposit₹5.00 L81%
Interest₹1.16 L19%

Effective yearly return: 7.19%

Growth by year

How it's calculated

Maturity = principal × (1 + rate ÷ n)^(n × years), where n is how often interest compounds (quarterly at most banks).
The effective yearly rate shows what the FD earns once compounding is counted.
Interest is taxable at your slab rate; banks deduct TDS above the yearly threshold.

Results are estimates. Returns are assumed constant, rates and tax rules can change, and your actual numbers will differ. This is not financial or tax advice.

FD Calculator

How it's calculated

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FD Calculator

How it's calculated

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