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See when a Kisan Vikas Patra doubles your deposit: in 115 months at 7.5% a year (Oct–Dec 2026).
Your deposit
KVP doubles your money in 115 months at 7.5% a year, the rate for Oct–Dec 2026.
The rate is fixed for the whole term when you open the account, even if later rates change.
At maturity
KVP can be cashed early after 2½ years, for less. The interest is taxed at your slab rate.
Kisan Vikas Patra (KVP) is a post office certificate that doubles your money in a fixed time. At 7.5% a year, the rate for Oct–Dec 2026, that is 115 months.
Anyone can invest, from ₹1,000 with no upper limit, and the doubling period is fixed on the day you invest.
Maturity = 2 × deposit, after the doubling period
Rekha invests ₹1,00,000 in KVP
115 months (9 years and 7 months) for KVPs bought in Oct–Dec 2026.
No. The interest is taxed at your slab rate, either each year as it accrues or when the KVP matures.
Yes, after 2 years and 6 months from the date of investment, at a value lower than the doubled amount.
Both are safe post office schemes. NSC pays 7.7% for 5 years with an 80C benefit in the old regime; KVP doubles money in 115 months and can be cashed after 2½ years.
Results are estimates. Returns are assumed constant, rates and tax rules can change, and your actual numbers will differ. This is not financial or tax advice.