NAV
₹2,350.04
−0.06%on 7 Oct 2026
+7.43%over 1 year
Against the average of Credit Risk funds (direct plans, growth option). A year and longer are yearly averages.
| Period | Fund | Category average | Rank |
|---|---|---|---|
| 1 month | −0.21% | +0.06% | 13 of 13 |
| 3 months | +0.61% | +1.14% | 13 of 13 |
| 6 months | +4.77% | +5.00% | 3 of 13 |
| 1 year | +7.43% | +8.39% | 8 of 13 |
| 3 years | +9.49% | +9.88% | 5 of 13 |
| 5 years | +8.38% | +9.91% | 4 of 12 |
| 10 years | +6.47% | +6.85% | 9 of 11 |
₹10,000 invested on the same day every month, valued at the latest NAV.
| For | Invested | Worth now | XIRR |
|---|---|---|---|
| 1 year | ₹1.20 lakh | ₹1.25 lakh | +7.18% |
| 3 years | ₹3.60 lakh | ₹4.10 lakh | +8.61% |
| 5 years | ₹6.00 lakh | ₹7.54 lakh | +9.05% |
XIRR is the yearly return on money that went in at different times. Try your own amount and start date in the Mutual Fund Returns calculator.
The highest 3-year returns in the category, direct plans. At least 65% in bonds rated below the highest grade, for a higher yield.
| Fund | 1Y | 3Y | 5Y |
|---|---|---|---|
| DSP Credit Risk FundDSP Mutual Fund | +10.77% | +16.75% | +13.38% |
| Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life Mutual Fund | +11.88% | +13.15% | +10.88% |
| HSBC Credit Risk FundHSBC Mutual Fund | +6.26% | +11.75% | n/a |
| Bank of India Credit Risk FundBank of India Mutual Fund | +17.19% | +10.09% | +27.82% |
| ICICI Prudential Credit Risk FundICICI Prudential Mutual Fund | +7.52% | +9.11% | +7.98% |
| Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)Nippon India Mutual Fund | +7.47% | +8.89% | +7.87% |
A direct plan is bought from the fund house itself and costs less each year than the regular plan, which pays a distributor's commission. Growth reinvests gains; IDCW pays some out.
NAVs from AMFI; NAV history from mfapi.in, which republishes AMFI's. Returns are past returns and do not promise future ones. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. For information only, not a recommendation to invest.