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Calculate the tax-free part of your house rent allowance under the old regime, with the 8 metro cities that get the 50% limit from FY 2026-27.
Monthly figures
Landlord's PAN is needed if rent is above ₹1 lakh a year
50% cities from FY 2026-27: Mumbai, Delhi, Kolkata, Chennai, Bengaluru, Hyderabad, Pune, Ahmedabad.
Yearly result
The exemption is the smallest of the three. HRA is fully taxable under the new regime.
Results are estimates. Returns are assumed constant, rates and tax rules can change, and your actual numbers will differ. This is not financial or tax advice.